This website is owned and operated by Pavitra Gurumurthi.
My principal place of business is located in Victoria, Australia.
You must be at least eighteen years of age to use this website.
Use of this website is at your own risk.
I host this site on a reputable platform and take reasonable efforts to maintain and secure the site. However, we make no explicit representations or warranties as to the safety or your individual use of the website.
The Terms and Conditions contained on this page is subject to change at any time.
Intellectual Property Notice
All images, text, designs, graphics, trademarks and service marks are owned by and property of Pavitra Gurumurthi or the properly attributed party.
It is a violation of federal law to use any of our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should we choose to do so, including asking for financial penalties (damages) and/or an injunction forcing you to stop using my intellectual property immediately.
You may use my intellectual property with clear and obvious credit back to this site, as well links back to the page where the materials, designs, images, text, quote or post is located when it is appropriate to do so. However, you may never claim any of our intellectual property as your own or your unique creation, even with attribution.
Any communications made through my ‘contact,’ blog, blog comments, newsletter sign up or other related pages, or directly to my phone or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties.
I own any and all communications displayed on our website, servers, comments, emails or other media as allowed by Australian law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails.
I maintain a right to republish any submission in whole or in part as reasonably necessary in the course of our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libellous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate.
This website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless our website and company for any direct or indirect loss or conduct incurred as a result of your use of our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).
While I may reference certain results, outcomes or situations on this website, you understand and acknowledge that I make no guarantee as to the accuracy of third party statements contained herein or the likelihood of success for you as a result of these statements or any other statements anywhere on this website.
If you have medical, legal or financial questions, you should consult a medical professional, lawyer or accountant respectively.
I expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this website, related materials, products, courses or the materials contained herein.
This website is updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. If you should see any errors or omissions and would like to let me know, please email me.
You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is used at your own risk.
This site may use affiliate links to sell certain products or services.
I disclaim any and all liability as a result of your purchase through one of these links.
You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.
It is within my sole discretion to allow any user’s access of our website, and I may revoke this access at any time without notice, and if necessary, block your IP address from further visits to my site(s).
Refunds & Payment Collection
I take your investment seriously, and I’d appreciate if you took our investment of time and resources seriously too.
Due to the nature of the services and/or products provided, refunds will not be given unless otherwise specified in writing.
I reserve the right to charge 1.5% interest per day upon any outstanding sum left unpaid on or after 30 calendar days from due date.
After 30 days of outstanding payment, I reserve the right to send you to collections, upon which you will owe the total amount of any outstanding payments plus any collection costs including reasonable attorney’s fees.
Law and Jurisdiction